Vacation Rental Loans Charlotte, NC

Financing Solutions for Vacation Rentals in Charlotte, NC

More people are flocking to Charlotte, NC to spend their vacations. Additionally, many people are looking for extended stays in Charlotte, NC while they scout out more permanent housing, or they need rentals as they relocate for work or take contract jobs. For those reasons and more, property investors throughout Charlotte are purchasing, renovating, and even building vacation rentals to generate revenue while expanding their portfolios. At Fortis Funding, we provide a wide range of financing solutions for vacation rental properties throughout Charlotte, NC.

Heavy Equipment Financing

Financing for Short-Term Vacation Rentals in Charlotte, NC

From vacation homes to weekend rentals, the demand for short-term vacation rentals is on the rise in Charlotte, NC. Fortis Funding provides accessible financing to commercial real estate investors in Charlotte who want to purchase or renovate short-term rental properties. Our financing solutions for short-term vacation rentals in Charlotte include: 

  • Loan amounts ranging from $50,000 up to $1 million
  • Minimum credit score of 660 to qualify
  • No debt-to-income for qualifying applicants

Financing from Fortis Funding can be used for the following short-term rental property types in the Charlotte, NC area:

  • Single-family rentals of 1-4 units
  • Condos
  • Planned unit developments

Financing for Long-Term Vacation Rentals in Charlotte, NC

People have myriad reasons for wanting long-term vacation rentals in Charlotte, NC. Some are on extended stays while they look at houses to buy. Others need to rent a place to live for a full season or while they are doing contract work in the area. Whatever the reason, Fortis Funding is there to provide the financing property investors need to finance long-term vacation rentals. Our robust and scalable financing solutions for long-term vacation rentals in Charlotte feature:

  • Loan amounts starting at $500,000 (no maximum)
  • Terms up to 30 years
  • Full amortization
  • Non-recourse
  • Minimum property value: $60,000
  • Minimum credit score of 660 (620 for experienced borrowers)
  • Property types include SFR 1-4, PUDs, and condos
  • Fast closings
  • Low interest rates
Heavy Equipment Financing

Single-Family Vacation Rentals in Charlotte, NC

Fortis Funding provides financing for single-family vacation rentals in Charlotte, NC. Our financing program includes:

  • Loan amounts from $250,000 up to $2.5 million
  • Terms up to 2 years
  • LTV up to 70%
  • Cash-out options available
  • Non-recourse financing
  • No prepayment penalties
  • Low interest rates
  • Available for acquisitions, rehab, refinancing, and cash-out refinancing

Financing Solutions for Multifamily Vacation Rentals in Charlotte, NC

We provide financing solutions for multifamily and multi-unit vacation rentals throughout Charlotte, NC. Our program features: 

  • Loan amounts from $1 million up to $7.5 million
  • LTV up to 80%
  • Terms from 5 to 20 years, depending on the specifics of the transaction
  • Amortization up to 30 years
  • Step-down prepayments
  • Borrower rebates
  • Applicable to stabilized properties

Contact Us Today

If you need financing for a vacation rental property in Charlotte, NC, reach out to the professionals at Fortis Funding today.