Richmond, VA is home to businesses of all types, from startups and shops on Main Street to manufacturers, e-commerce, retailers, tech companies, and more. At Fortis Funding, we understand that for local businesses to thrive and grow, they need access to a reliable and flexible source of working capital. We also believe that businesses should not have to take on debt or compromise their credit ratings to get the working capital they need. For these reasons, Fortis Funding offers merchant cash advances (MCAs) to businesses throughout Richmond, VA.

Versatile Financing for Businesses in Richmond, VA 

Merchant cash advances from Fortis Funding can be used for a wide range of purposes by businesses in Richmond, VA. The capital provided by and MCA can help local businesses to: 

• Make payroll
• Meet financial obligations
• Smooth out uneven revenue cycles
• Purchase equipment, supplies, and inventory
• Launch marketing campaigns
• Prepare for seasonal business traffic
• Roll out new products
• Achieve growth milestones
• Handle time-sensitive opportunities
• Manage unexpected expenses

An Alternative to Debt-Based Lending Vehicles 

Fortis Funding provides merchant cash advances that feature: 

• Amounts up to $200,000 per business location
• No application fees
• No spending restrictions
• No loss of equity
• No fixed payments
• No debt on the balance sheet
• No collateral required
• Fast approvals
• Easy and flexible payments 

MCAs from Fortis Funding provide businesses in the Richmond area with an infusion of working capital without placing debt on the books. Unlike traditional loans, merchant cash advances do not have rigid repayment structures. Instead, as customer make purchases and pay for them with credit cards, a small percentage is taken from those sales and applied to the balance owed on the MCA. This gives businesses in Richmond, VA more flexibility in repaying merchant cash advance without placing a strain on cash flow. Because merchant cash advances do require capital or place debt on the books, businesses can preserve their credit ratings and it makes capital more accessible to local businesses that may not have the collateral or credit to secure traditional loans. Additionally, MCAs from Fortis Funding provide discretionary capital, which means they can be used for anything your business needs. 

Accessible Working Capital for Businesses in the Richmond Area

Merchant cash advances can be used by businesses in Richmond, VA that accept credit card payments for purchases. Some of the business types in the Richmond area that use MCA solutions from Fortis Funding include:

• Distributors
• E-commerce
• Healthcare
• Hotels
• Import/Export
• Manufacturers
• Restaurants
• Retail
• Seasonal businesses
• Startups
• Tech companies
• Transportation 

Working Capital Solutions Tailored to Your Needs

Fortis Funding is a locally-based commercial lender focused on the working capital needs of businesses throughout Richmond, VA. We work directly with clients to understand their needs so we can structure a merchant cash advance to help them reach their goals. To get the capital your business needs, contact the team at Fortis Funding today.